Finance · 06/13/2025

US PPI data for May indicates that companies are absorbing some tariff costs, squeezing profit margins but benefiting consumers. A weakening labor market and moderating inflation have strengthened market expectations for a Federal Reserve rate cut in September. This strategy of companies absorbing costs may not be sustainable in the long run. Future price trends and the direction of Fed policy warrant close attention.

Finance · 07/21/2025

This article provides an in-depth analysis of the real costs and holding expenses of real estate in the United States, including property taxes and ownership advantages. It emphasizes the importance of a long-term investment perspective and market fundamentals. By deconstructing holding costs, it reveals potential investment opportunities and points out existing cognitive biases. Rational decision-making and understanding institutional safeguards are key to achieving stable value growth.

Finance · 07/21/2025

This article outlines essential knowledge for managing personal finances in the United States, including how to open a bank account, create a budget, pay taxes, and use credit cards. It specifically provides information on public benefits and remittance channels for immigrants and newcomers, aiming to assist them in better adapting to and managing their personal finances. Mastering these resources and skills contributes to achieving economic independence and stability in daily life.

Taxation · 07/15/2025

This article provides a comprehensive analysis of how C-Corp businesses can file taxes using Form 1120, covering essential aspects such as filling procedures, important considerations, and common mistakes. Understanding the structure and filing requirements of Form 1120 helps businesses avoid IRS penalties and optimize tax planning. Every registered C-Corp in the U.S. should deeply comprehend the significance of this form to enhance the efficiency of their legitimate operations.

Taxation · 04/07/2025

The 2025 tax season in the US is approaching its deadline of April 15. Prepare necessary tax documents like W-2, 1099-MISC, and 1099-K to file on time and avoid delays. If you owe taxes, consider paying with a credit card, with fees as low as 1.8%. Related expenses can also count towards card rewards. Confirm your tax matters before filing and consult a professional for guidance.

Taxation · 07/18/2025

It is crucial for taxpayers who miss the April 2025 tax filing deadline to take proactive measures. Timely submission of tax returns and making efforts to pay taxes can reduce unpaid interest and penalties. The IRS offers various online payment options and installment plans, which taxpayers should utilize to alleviate economic burdens. Those with a good past compliance record may apply for penalty relief, providing solutions for future tax management.

Taxation · 07/18/2025

Tax crimes in the U.S. include tax evasion, failure to pay taxes, and filing false returns. Tax investigations differ from tax audits, aiming to gather evidence for prosecution which could lead to criminal charges. Many individuals inadvertently become involved in investigations, such as facing audits or failing to submit returns. Understanding and maintaining tax compliance is crucial to avoiding legal risks, and vigilance is necessary in this regard.

Loans · 08/06/2025

This article provides a detailed overview of the functions and usage of a mortgage calculator, covering aspects such as mortgage types, interest rates, property taxes, and insurance costs. It assists homebuyers in understanding how to calculate their monthly mortgage payments and related expenses. Additionally, the article offers suggestions on extra repayments, loan term choices, and risk comparisons, enabling users to make informed financial decisions when purchasing a home.

Finance · 12/14/2023

The rise in the yield of U.S. long-term government bonds has become a focal point, influencing global asset pricing and economic outlook. Yields on 10-year and 30-year bonds have reached new highs, raising concerns about the persistence of a high-interest-rate environment. Analysis indicates that robust economic data and the Federal Reserve's hawkish policies have jointly contributed to this change, highlighting its potential impact on investors.

Finance · 07/22/2025

The Federal Open Market Committee (FOMC) is the key institution for formulating monetary policy and adjusting interest rates. The 2025 meeting schedule has been set, and in June, the FOMC decided to maintain interest rates, while anticipating two rate cuts later this year. The outcome of the meeting could significantly impact market sentiment and corporate investment. Transparent policy decisions provide investors with forward guidance, helping them navigate future uncertainties.

Finance · 07/18/2025

This article provides an in-depth exploration of the structure and characteristics of the U.S. financial markets. The U.S. money market is rich in structure, including the Treasury bill market and the federal funds market, showcasing efficient trading methods and a competitive environment. Additionally, the U.S. capital market supports various financing forms, offering publicly listed companies flexible options for obtaining funds. Through a detailed analysis of different products within the

Finance · 07/18/2025

The US money market is one of the most developed financial markets globally, characterized by high competitiveness and a variety of financial instruments. With products ranging from Treasury bills to commercial paper, participants gain flexible financing opportunities. Mechanisms like the federal funds market and large negotiable certificates of deposit facilitate fluid capital movement. This paper analyzes the components and influences of the US money market, providing an in-depth perspective

Finance · 06/26/2025

On June 26, the US stock market opened higher before the trading session, influenced by expectations of a Federal Reserve interest rate cut and positive quarterly results from Micron Technology. Nvidia's stock price reached an all-time high, surpassing Microsoft to become the most valuable company. Micron's quarterly earnings and revenue exceeded market expectations, and the company forecasted further growth, demonstrating strong market confidence in AI memory demand.

Finance · 11/14/2024

This article explores the relationship between yield curve inversion and economic recession in the United States, analyzing the Federal Reserve's policies, changes in the financial market structure, and the responses of businesses and households. Although the warning effect of yield curve inversion has diminished, it remains an important indicator of economic changes that requires attention regarding its potential impact on future economic trends. Through case studies, the multifaceted effects

Lawyers · 08/06/2025

This article explains how to apply for a US Green Card, including the types of Green Cards, application requirements, necessary steps, and the benefits granted. A Green Card allows holders to live and work in the US permanently, enjoy federal benefits, apply for immigration for family members, and eventually apply for US citizenship. There are various pathways for application, each with different requirements that must follow specific processes.